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Surprising for the punting industry but he DOES.
I have first hand experience after having an unfortunate run with his tips during July and August 2019.
I Have included the screenshot below showing the refunds.
TOM WATERHOUSE MONEY BACK GUARANTEE
On toms gold tips for Saturday, if you sign up and stay a subscriber for one month and at the end of the month the tips do not turn a profit your subscriber fees will be refunded.
This guarantee is not often seen in the gambling world so it is understandable that myself and others were sceptical.
You should be unconvinced by anyone offering money back guarantees.
ONLY THE MONEY PAID TO TOM WATERHOUSE COUNTS
One key point that needs to be known that it is only the subscriber fees NOT the amount of money lost while betting using these tips.
Though getting your money back for the tips is great, having massive losing days for a month can result in $1000s lost.
If you are looking to test out tom waterhouse tips like with all gambling please use small stakes to ensure you are happy with the selections that he is making.
Below is a quote from tomwaterhouse.com terms of service
6. Whilst Tom Waterhouse believes in our form, this is not a guarantee. One month of positive return does not in any way guarantee the next. Members should be aware that betting is a form of gambling which is risky and members can lose their entire bet. Tom Waterhouse is not responsible for members’ losses. There are no refunds on gambling monies lost.
ONLY FOR THE FIRST MONTH
The money back guarantee ONLY covers the FIRST month of subscriber’s fees.
If your first month is a profitable one, so you continue and have a losing second month your subscriber fees for the second month will NOT be refunded.
TERMS AND CONDITIONS
Below is taken from the Terms Of Service as at 8/10/2019
Money Back Guarantee on the Gold Package
15. ‘Gold Package’ subscribers will be refunded a month’s subscription cost if there is a negative return in respect of their first 28 days of being a member. For sake of clarity, this only applies for the first 28 days that someone is a subscriber and to be eligible to receive a subscription fee refund you have to be a paying member for the full 28 days in question. In such event, funds will be automatically refunded into all eligible Gold members’ accounts (see 14.)
16. Negative return in respect of a month will be determined by the aggregate of the stake of bets won multiplied by the best price offered by Australian wagering operators after the tips have been sent to members, minus the stake of all bets during that month.
17. All refunds will be processed within 7 days of a member’s 28 day period.
18. TomWaterhouse.com only accepts payments in AUD$. If you are paying for subscriptions in a currency other than AUD$, members must ensure that the amount is sufficient following conversion into AUD$ by the receiving bank. Any applicable refunds will be paid in AUD$. We accept no foreign exchange risk.
19. Members with more than one outstanding subscription payment will not be entitled to receive a refund for any of their payments over that month.
20. Refunds will only be sent back to the original payment method used for each subscription payment.
If you would like to see the full terms of service it can be found on tomwaterhouse.com
PROOF HE DOES
After a month of testing out tom waterhouse tips for the month I unfortunately had a bad run of luck which resulted in a loss for the month.
Just as I was about to email to ask to keep his word on the guarantee, I double checked my bank account and was pleasantly surprised to find that the money was already refunded into my account.
Below is a screenshot from my actual account showing the refunds
I was really impressed that this was an automatic refund in which I did not have to send back and forth emails to get my money back.
I think this shows that tom at least realises he has a reputation to uphold and is trying to do the right thing.
WHAT ARE HIS RESULTS
While his recorded results are great over the longterm it should be known that it is ALMOST impossible to get the prices that he records as his best price for chosen winners.
As at 5/10/2019
MY FINAL THOUGHTS
Even though I did not have a winning run in my first month with the gold tips I was completely satisfies because the total I had paid was refunded no questions asked.
This resulted in myself continuing after the trial for a few more weeks.
I wouldn’t be writing this in a positive light if I didn’t feel like tom is trying to scam people.
I would recommend toms tips but please make sure you take care and don’t go all-in with toms or any other tipsters selections
OTHER OPTIONS IF YOU DON’T LIKE TOM WATERHOUSE TIPS
I have never paid for any horse racing tips before and I understand that it is hard to be able to trust that someone is doing the right thing.
If you are not going to do your own form I found a couple other tipsters that operate similar to tom waterhouse but I believe they would not have the same amount of subscribers which may result in getting prices closer to those quoted
HorseMiller.com
I have a couple mates who swear by his tips but I have not tried these yet myself but I will give a go at some stage in the spring racing carnivals.
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